FAQ's

Yes, many insurance companies offer the option to purchase life insurance online. You can compare quotes, explore different policy options, and complete the application process conveniently from your computer or mobile device.

For term life insurance policies, premiums typically remain level for the duration of the term. However, for whole life and universal life insurance policies, premiums may be subject to change based on various factors, including age, health status, and policy performance.

Yes, you can generally update your life insurance beneficiaries at any time by submitting a beneficiary change form to your insurance company. It’s essential to review and update your beneficiaries regularly, especially after significant life events such as marriage, divorce, or the birth of a child.

If you miss a premium payment, your life insurance policy may enter a grace period during which you can make the payment without losing coverage. However, if you fail to pay premiums within the grace period, your policy may lapse, and coverage may terminate.

To file a life insurance claim, you will need to contact the insurance company directly and provide them with the necessary documentation, such as a death certificate and claim form. The insurance company will guide you through the claims process and ensure that your beneficiaries receive the death benefit promptly.